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Filipina claims being harassed over loan she did not take

09 September 2024

 

Photo of the paint-smeared flat sent to Girlie's employer

A Filipina domestic helper is going through severe mental stress after she received threatening messages from an unknown person, saying she needed to repay a loan she supposedly took from a trading and lending company in Hong Kong - or be humiliated publicly.

The harassment escalated Saturday, when her employer was sent a picture of a flat splashed with red paint on the outside, a classic debt-collection strategy by triads.

What Girlie (not her  real name) said was most perplexing was that she never took out a loan from the company named by the collector, and never voluntarily shared all her personal  information with anyone,  much less a stranger..”

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The threatening messages were first sent to her on July 30 via messenger by someone using the account name “Jemma Athena”. The message read, “Good day, Miss ----. This is from --- (lending company). I’m looking for your payment. I need your payment today.”

Then ominously, the message sender said that her warrant of arrest would be issued soon, then listed down her complete home address in the Philippines. Girlie hastily blocked the account.

However, her employer was then contacted on WhatsApp by the collector, who sent a message in Chinese, saying “Hello boss, your worker ----- has borrowed money from my company and the due date is 3 days late. Total 6800.”

The number used was 60784543, and the message was accompanied by photos of Girlie’s HKID card, employment contract, and a video of her talking about a loan.

 Na stress ako kasi, paano nakuha yung documents ko,” said Girlie. (I was stressed out, how did he get hold of my documents?)

But then she said she noticed that someone had managed to open her WhatsApp account, and link it to another number, 56092176. (Nobody picks up the call on either number).

This led Girlie to conclude that her WhatsApp account had been hacked, and all the photos she had stored in her phone, stolen by the hacker or hackers.

After her employer received the photo of the flat splashed with red paint, she and her helper decided to report the incidents to the police immediately.

Yesterday, Girlie said she decided to file a similar report with the Philippine Consulate. She said she wants her fellow Filipinos to be careful in liking or subscribing to certain sites on Facebook, and never click on a link sent to them by strangers.

Collector named 'James' sends text message warning Girlie of public humiliation

Her story calls to mind an advisory addressed to domestic workers and posted by the Consulate in June, telling them not to give any personal details or share photos of their employers and their houses.

The advisory hinted that the helpers had shared with online money lenders not only the personal details of their employers, but also photos. The helpers were also sent a video in which they acknowledged taking out a loan from the company.

The pro-Beijing political party, Democratic Alliance for the Betterment and  Progress of Hong Kong, later held a press conference to expose a scam where employers were blackmailed by debt collectors into repaying money supposedly borrowed by their helpers.

The DAB  said around 20 employers had told  them their helpers were tricked into providing personal information while filling out online forms to inquire about loans.

Part of the inquiry required the helpers to provide their employer’s personal details and photos, as well as their bank account information.

The helpers’ bank accounts were then credited with money they did not ask for, with instructions for them to repay at interest rates way above what is legal. When the helpers refused to pay up, their employers were told that AI-generated pornographic photos of them would be published unless they gave in to the demands.

In some cases, the employers’ offices were splashed with red paint..

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